Conversation on top. Rigorous accounting underneath.
The AI interprets what you say. A deterministic accounting engine, not the AI, decides what is recorded, and it always balances.
How a sentence becomes accounts
Every record creates balanced debit and credit entries. Debits must equal credits exactly, to the kobo, before anything is saved. Saved entries can't be edited, a correction reverses the original and records the right one, linked together, so history is never lost.
September, Profit & Loss
| Sales | ₦1,600,000 |
| Cost of goods sold | −₦1,025,000 |
| Gross profit | ₦575,000 |
| Expenses | −₦400,000 |
| Net profit | ₦175,000 |
“Why is my profit ₦175,000?”, Shiro explains every line from your actual records.
The numbers, in plain language
Sales
Quantity × selling price. What the business sold.
Cost of goods sold
What the goods you sold cost you, worked out with a weighted average cost per product.
Gross profit
Sales − cost of goods sold.
Expenses
Transport, fuel, rent, levies, data, wages… kept separate from the cost of goods.
Net profit
What your business made after costs and expenses.
Customers owing you
Sale − payments received. The original sale value never changes; payments reduce what is owed.
Know what you made, and what is in your hand
A credit sale counts as a sale when you make it. Cash only counts when it arrives. Shiro always shows both, and says which one it is using when it answers you.
One credit sale
| Sale | ₦100,000 |
| Cash received | ₦0 |
| Customer owes | ₦100,000 |
Statements that are always ready
General Ledger
Every posting, per account, with a running balance.
Trial Balance
A live check that debits equal credits.
Balance Sheet
Assets = liabilities + what is yours.
Cash Flow
Money in and out: customers, suppliers, expenses, owner and loans.
- Profit & Loss is saved for every day and month, and a closed month keeps its old version if something changes later
- Starting balances for businesses that already exist
- Months close automatically; changes to a closed month are confirmed adjustments
- A tamper-evident chain links every ledger entry
- Shiro does not calculate or file taxes, it keeps clean records a qualified adviser can use
Stop typing. Start talking.
Shiro runs in your phone browser, no download needed. Add it to your home screen and it works like an app, even offline.